Shares Risk Warning

No information supplied by us should be constituted as advice.

Investments are not guaranteed and can fall in value as well as rise. You could get back less than you invest. Any dividends may alter over time so income is also not guaranteed.

Past performance should not be seen as an indication of future performance.

Any taxes referred to on these web sites are those that currently apply they can (and probably will) change over time. Currently all ISA gains are free of capital gains tax and a tax credit can be reclaimed on interest from fixed interest investments but this is not guaranteed.

The value of non-sterling investments may be adversely effected by Exchange Rate fluctuations. i.e you have purchased a US Dollar denominated stock which has rallied 5%. But if the US Dollar falls 10% versus the GBP you will actually have a loss in Sterling terms on your portfolio.

The assets which form a fund may vary considerably in investment quality. Before investing in any Fund you should obtain information concerning its constituent parts.

Some investments can become very illiquid which means that it might become very difficult for you to buy or (more importantly) sell, a holding. You should consider this possibility before buying into assets which are (or may become) illiquid.

If you decide to transfer your investment assets to us please be aware that the company that currently holds those assets may charge you to do so. You should also be aware that such transfers can take time and you may be unable to make further investments or exit from current holdings whilst the transfer is being facilitated.