Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 73.7% of retail investor accounts lose money when trading spread bets with this provider. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money. All clients should be aware that trading involves risk.

Fee Schedule

Dealing fees

Funds (Unit trusts and OEICs) No charge

Share dealing Online or Mobile:

  • UK Shares, ETFs and investment trusts £10.95 or 0.05% of the position size, whichever is the greater. For the avoidance of error a trade would only incur a 0.05% charge if the trade valuation were greater than £11,000.
  • For Non UK Shares see Dealing Charges

Telephone, Email or Post instructions:

  • UK Shares, ETFs and investment trust £20 or 0.2% whichever is the greater
  • For Non UK Shares see Dealing Charges

The Overseas Share Dealing Currency Conversion Rate for the cost of purchasing/selling of currency to account for purchases/sales of non-sterling assets will be at a cost of 1% of the exchange rate.

Annual Management Fees

Shares, Investment Trusts, ETFs and Bonds

This charge applies to each account separately. The Fee is charged on a quarterly basis at an annual rate of 0.2% on investment assets held with TIMETOTRADE, excluding cash, or £20 per quarter whichever is greater e.g. for an Account holding shares valued at £40,000 on the 31st of March the quarterly fee would be £20 (£40,000 x 0.002 x 0.25)


Fee on all funds is 0.4% annually chargeable quarterly (i.e 0.10% of the valuation of the Fund on the date of the fee charge)

Note:Please be aware that your investments may have their own annual charges. The Fee above is in addition to any such charges.TIMETOTRADE may receive commission from some fund groups for arranging and administering your investments. Details of such commission can be found on your trade confirmations and in the details for each fund.

Taxes (per deal)

UK Stamp duty of 0.5% on the Purchase of UK shares

PTM (Panel on Takeovers & Mergers) £1 only on UK share deals over £10,000

Irish Stamp duty of 1% on the Purchase of Irish shares

French FTT of 0.2% on the Purchase of French Shares

Reinvestment of income

1% (£2 minimum)

If you choose automatic reinvestment, any dividends you receive will only be reinvested if the dividend sum constitutes £10 or more (and this represents more than the cost of one share).

Closing Account Charge

Once the balance on your account is below £50 and no assets are held we will close the account two months after such an event occurs. We will also charge the account a fee of £20 administration. This fee also applies if you close your account to transfer to another provider.

Cash Withdrawals

Regular BACS payment no charge

Same day CHAPS or BACS payment £10

Refund to debit card no charge

The transfer of holdings to another broker will be charged per line of stock, at the prevailing dealing fees to close a position.

Transfer Stock Between Accounts

£5 per line of stock

We collect fees automatically from your account. If you do not have sufficient funds available we will contact you via email requesting that you place new funds on your account to cover the sums due.  If you do not action our request we may sell you investments to cover the debt (please see terms and conditions).

Please see Terms and Condition for other fees which may apply in specific situations.

©2005-2020 Sensatus UK Ltd, all rights reserved. TimeToTrade is a trading name of TigerWit Limited. TigerWit, 7th Floor, Augustine House, 6A Austin Friars, London, EC2N 2HA, England.  Tel: +44 (0)203 637 9705